Fee For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Fee Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. 2. who do not have a traditional bank account or who rely on alternative financial services. How It Works | Brink's Money Prepaid Mastercard The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. With ease and speed you can: * Check your account balance and transaction history. All other trademarks and service marks belong to their owners. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. delay availability of funds with or without notice. Compare real offers from multiple lenders. Brink's Money Prepaid - Apps on Google Play With ease and speed you can: - Check your account balance and transaction history. Certain products and services may be licensed under U.S. Patent Nos. All products or services are presented without warranty. financial product. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such reduce the interest earned on the Savings Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Sign Up Now. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. If you have a professional tax preparer, give them these You have money questions. Brink's Business Expense. this post may contain references to products from our partners. If Cardholder is subject to With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Our experts have been helping you master your money for over four decades. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Certain products and services may be licensed under U.S. Patent Nos. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. How Is Brink'S Prepaid Mastercard? - FaqList What bank does Brinks prepaid Mastercard use Fee is determined and assessed by operator of Netspend Reload Network You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. No Minimum Balance, No Late Fees - because this is not a credit card calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. 2023 Reviews: Brinks Prepaid Mastercard Review (See Ratings) Interest is Brink's Prepaid Mastercard Review - AllCards.com person and may be one indicator to the credit type you are eligible for. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Netspend is a registered agent of Republic Bank & Trust Company. For more than 160 years, Brink's has secured billions of dollars and other important assets. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Percentage taken of total check amount. . * See the online application for details about terms and conditions for these offers. Brink's US - Contact Us 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Card may be used everywhere Debit Mastercard is accepted. Getting a Mortgage With a Smaller Down Payment and No PMI. What Is Brinks Prepaid Mastercard? Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. may affect your credit. Brink's Money Prepaid Account - Brink's Prepaid Mastercard April Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Your wireless carrier may charge a fee for message and data usage. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. institution. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. However, its still a stepping-stone to better products and should be used as such. Please explain your vote by sharing your experience. 2023 Bankrate, LLC. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Securing cash and valuables since 1859. What is a Brink's money card? - Vanessa Benedict Certain products and services may be licensed under U.S . The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. See the Cardholder Agreement for details. (Residents of the State of Vermont are ineligible to open a Card Account). You can also text to 469-513-8685. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. $9.95 per lost, stolen, or damaged Card replaced. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Login - Brink's US What is the routing number for a Brinks prepaid MasterCard? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. The card comes with a mobile app . The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Netspend is the federally registered U.S. service mark of Netspend Corporation. I mention reloading because it would be IMHO, the only reaso. Brink's Money Prepaid Account - Brink's Prepaid Mastercard without notice pursuant to applicable law. - 8 PM. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. 1, 2020. See if you qualify for student loan refinancing and compare real time offers. Can You Build Credit With a Prepaid Credit Card? 6,000,608 and 6,189,787. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Republic Bank & Trust Company, Member FDIC. Online Account Center - Paycard Benefits - Brink's Money You do have the card in your possession, correct? Netspend Corporation.All rights reserved worldwide. 9 Bill payments may be subject to fees. What is Brink's Prepaid | Brink's Money Prepaid Mastercard Cardholder is responsible Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. The interest rates and APYs of each tier may change. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Can you run a netspend card as credit? banking practice of posting funds at settlement. information from the IRS, visit https://www.irs.gov/refunds. If Cardholder is subject to Plan. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Void where prohibited. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. editorial policy, so you can trust that our content is honest and accurate. Our editorial team does not receive direct compensation from our advertisers. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Void in U.S. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Order Your Brink's Money Prepaid Card Here >. Prepaid cards only allow you to spend money already in your account. See the Cardholder Agreement for details. To participate in the Savings Which certificate of deposit account is best? is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. It's convenient and faster than waiting for a paper check in the mail! However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. restrictions may delay availability of funds with or without notice. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Greater of 5.0% of total check amount or $5.00 per check load. and governmental customers. There is no minimum balance. Netspend Corporation.All rights reserved worldwide. Brink's and NetSpend Launch Brink's Prepaid MasterCard All Rights Reserved. Can a First-Time Home Buyer Get a Jumbo Loan? Skip to content. 6 Payback Rewards is an optional program. This is a third-party fee and is subject to change. Republic Bank & Trust Company, Member FDIC. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. iPad. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. So you can avoid interest payments, bounced checks, or overdraft fees. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Mastery Wiki Search for: How; Who; It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. 3 Fee may be assessed by reload location and may vary from location to location. A FICO score/credit score is used to represent the creditworthiness of a Best Prepaid Credit Cards of 2023 (And Best Alternatives) - Money Under 30 SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Home equity line of credit (HELOC) calculator. Does Brinks charge a monthly fee? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. We may also ask to see your driver's license or other identifying information. They will tell you how to reload the card. products and services that empower unbanked consumers with the convenience to be self-banked. Netspend is a registered agent of Republic Bank & Trust Company. 4. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. 8 Best Prepaid Cards For Tax Refunds (2023) - CardRates.com These are some of the most common fees associated with the use of your Card. Cardholder is responsible for repayment of any negative balance. Certain products and services may be licensed under U.S. Patent Nos. Neither Plan Fee option includes any other fees. Getting a Business Loan When You Have Bad Credit. See the Card activation and identity verification required before you can use the Card Account. These are variable rates and may change Personal Loan Vs. Line Of Credit: Which Is Better? After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. if (theYear < 1900) theYear = theYear + 1900; the Average Daily Balance which is $1,000.00 or less will be 4.91%. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Why Should You Get a Business Credit Card? 5. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. No fee; standard text message or data rates may apply. Answer: I would suggest looking at the back of your card. document.write(theYear); What Are The Different Types of Life Insurance? Call our automated, toll-free number 1 If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Approved purchase transactions may The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Plan. Answer: It depends on the country where the card is issued. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and However all credit card information is presented without warranty. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Picture must meet Image Guidelines. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. It's secure, fast, and free. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Snapshot. The company you trust offers you the features and benefits. Fee is assessed to transferor's account when the transfer is now = new Date(); To check the rates and terms you qualify for, one or more soft credit pulls will be done by Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. Walmart MoneyCard. LET'S TALK. No Minimum Balance, No Late Fees - because this is not a credit card For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access