I have had a Crypto.com Visa debit card for. ATM bank fees may apply. Because the Crypto.com Visa is a prepaid debit card, there is no credit check involved. Wirexs staking program isnt something you need to engage with to use Wirexs card, and could be seen as additional content. *Rewards are based on how much CRO and WRX is being staked by the user. Les rcompenses sont verses sur votre application Portefeuille. As reward for staking CRO, you receive exclusive access to a range of different cards, each offering its own benefits such as free Spotify, Netflix, discounted Airbnb, and more. In fact, the recipient doesnt even know youre paying with crypto in the first place. Rewards are paid to your Wallet App. The Crypto.com credit card is managed through the Crypto.com App, making it easy to view your balance and top-up whenever you please. (US), Step-by-step process on how to upgrade your US Crypto.com Visa Card, How to change PIN for my Crypto.com Visa Card (US), PIN change process for your Crypto.com Visa Card, Information on the Apple Pay, Google Pay & Samsung Pay wallets configuration for U.S. customers, Limits to SG Crypto.com Visa Card under MAS Payment Services Act, Singapore MAS Payment Services Act Terms and Limits. Note: Users will receive a virtual card in the App, shortly after the review of the address documents is complete. You can have a perfect credit score or a terrible one and it wont impact your eligibility for the card. If you haven't yet signed up for crypto.com, you can get a free $50 sign-up bonus by using my referral. Further details relating to the Crypto.com Visa Card can be found here. Crypto.com, on the other hand, is more advanced, has better rewards, supports more coins, and is better suited to those wanting to maximize spending perks best suited to high spenders and those invested in the Crypto.com ecosystem. As such the base currency is SGD. This is just one scoring method and a credit card issuer may use another method when considering your application. Ltd. issues e-money to non-Singapore residents, please note that this does not mean you will be able to recover all the money you paid to Foris Asia Pte. Airport lounge access: Unlimited lounge access with Loungekey, which includes access to more than 1,100 lounges located at over 500 airports (Jade/Indigo and higher cards only). (EU & UK), PIN change process for your EU/UK Crypto.com Visa Card. and our Spending your crypto costs ~2.6% from imperfect crypto exchange rates bundled with imperfect fiat currency exchange rates. For cardholders in Singapore, it means that you can expect your card to arrive within the next 3-7 business days. Although Wirex is easy and reliable, theres still other options that take crypto cards to another level.. Crypto .com will refund users who had funds on the now banished MCO Visa debit cards following regulatory action from the Financial Conduct Authority (FCA). Crypto.com recently partnered with Visa to offer a range of crypto Visa cards to its users. 2.8(76 Prepaid debit cards most of them. Visa card: Several card tiers offering up to 5% CRO rewards on purchases, depending on the amount of CRO staked Crypto Pay: Buy gift cards with crypto or select crypto pay at checkout at certain . Would people support a NZ based Crypto rewards card? Credit Score ranges are based on FICO credit scoring. Posted by 1 month ago. The Crypto.com team is headed by CEO Kris Marszalek. More on Crypto.coms staking system: https://crypto.com/en/cards.html. 3. Crypto.com card. Ill get back to you asap. 0 replies 0 retweets 2 likes. All other cards will only be eligible for reimbursement for the first six months of card ownership. Cashback from 0.5% 5% depending on which card you choose. The Crypto.com Visa Card has helped solve this issue by allowing users to convert their funds to a prepaid debit card. Crypto.com does not partner with merchants and is not liable for any third party actions or disputes. Ltd. and you are advised to read the terms and conditions of the cardholder agreement and conditions governing the card and all future amendments thereto, if any. By checking the exchange rate of purchases with google, I saw a ~1.1% exchange rate from SGD to NZD - so keep that in mind. DE ACORDO COM UMA LICENA DA VISA E NECESSITA DE UMA ASSINATURA AUTORIZADA. What this means for you: What you apply for a Card, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allow us to identify you. NOT VALID WITHOUT SUBSCRIPTION. You have to stake 2,500 CRO to order Crypto.coms tier one card. Plutus is the trading name of Block Code Ltd, Block Code Ltd is a company registered in England and Wales (09674279). The recent development comes close to the launch of the Crypterium Card VISA Edition and will enable users to start paying with the virtual VISA card. Choose Your Card CRYPTO EARN Choose from 21+ cryptocurrencies and stablecoins. A crypto debit card is a pre-paid card that connects to your crypto wallet, which allows you to spend your crypto at almost any place in NZ where you can buy things using your standard Visa or Mastercard bank card. Press J to jump to the feed. Staking is more or less locking in your funds for a specified amount of time with the specific platform. (You can. The fees are higher than local retailers and exchanges, however, its still a good backup for when you need an exchange on the fly. Your bonus earnings rate will vary from retailer to retailer but can amount to up to 10% cashback at a handful of merchants. We'd love to hear from you, please enter your comments. The Crypto.com Visa Card Cashback will be credited to your CRO wallet shortly after you've made an eligible purchase. Transactions made under certain merchant categories or channels are excluded from the Rewards program. This seriously cuts into rewards especially for the ruby tier when trying to use your card with your paychecks. The Crypto.com Visa Card is issued by Digital Commerce Bank and offered by Foris, Inc. All terms, applicable fees, and transaction limits may be found in the applicable Cardholder Agreement with Digital Commerce Bank pursuant to a license from Visa International. This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Website: https://crypto.com/en/cards.html. Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), Waves (WAVES), Wollo (WLO), Dai (DAI), Nano (NANO), Stellar (XLM), and Wirex Token (WRX). Obsidian, Icy White, Rose Gold cardholders will also get: Information about fees can be found in the Crypto.com App and vary by product tier. As far as rewards earnings go, the Coinbase Card is the superior product to the Crypto.com card. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Crypto.com refer link Free. If you are considering cashing out your CRO rewards for fiat currency, youll want to keep this value in mind. Crypto.com Visa Card Financial Services Guide (FSG), Crypto.com Visa Card Product Disclosure Statement (PDS). There is no maximum or minimum deposit either. This is one of the free perks . Thereafter, the rebate benefit will expire, and users will no longer receive reimbursements. I have held an Indigo tier card since February this year, it took almost 6 months to arrive and I was about a week away from the end of my 180 day stake when my card arrived. Refer to this article for information on the EU Crypto.com Visa Card's Fees and Limits. How do I top up my Crypto.com Visa Card (Canada)? The highest card, Obsidian, for example, offers up to 5% CRO back on most purchases. Editorial Note: We earn a commission from partner links on Forbes Advisor. Sign up for a Crypto.com Visa Card by downloading the Crypto.com App and completing our KYC. I introduce you to the next generation of cards; multi-currency, international crypto debit cards. Crypto.com Visa Card - Rewards & Benefits The rewards and benefits related to the different Crypto.com Visa Card tiers Written by Valery Updated this week Purchase Rebates Enjoy rebates on Spotify, Netflix, Expedia, Airbnb and Amazon Prime purchases with the Crypto.com Visa Card* Written by Valery Updated over a week ago How to Buy Cryptocurrency in NZ Step-by-Step Guide (2023), Exodus Wallet NZ New Zealands Ultimate Guide (2023), Hardware Wallets NZ New Zealands Ultimate Guide (2023). All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals. When topping up, your crypto is converted to usd (at current exchange rates, with no fees) and loaded onto the card. The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Cryptocom Card Review Reddit : Crypto Com Review 2021 Everything You Need To Know - R/cryptocurrencycards is your go to source for professional reviews on the latest in prepaid, debit, and credit cards that support cryptocurrency.. Cardholders who lockup CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unlock. Users can choose their rewards earnings of the following: crypto rewards and earning rates on a rotating schedule. Dont bother even with the crypto.com Visa card. (Brazil), Information regarding your Crypto.com Visa Card PIN, How do I top up my Crypto.com Visa Card? Tiered card options with varying benefits, based on how much CRO you stake. Crypto.com exchange review Buy, sell, trade and access a wide range of services including loans, returns on deposits, a Crypto.com Visa card and more with this complete crypto platform. Foris MT Limited is a limited liability company incorporated in Malta, with company registration number: C 90348 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions). All rights reserved. You can see evidence of this on. Does anyone on here have a Crypto.com . Tap on the Card icon (lower right corner) 2. Heads up. I've yet to put in my pincode. Privacy Policy. Crypto.com Visa Cardholders (Australia, Including New Zealand Residents Holding Australia-Issued Cards) Virtual Card (Australia, including New Zealand residents holding Australia-Issued Cards) Virtual Card (Australia, including New Zealand residents holding Australia-Issued Cards) Not what I would have chosen to invest in though haha. The is a rewarding credit card for travelers who like to stay at MGM properties because of its earning power, automatic elite status and other benefit Information provided on Forbes Advisor is for educational purposes only. (Only Obsidian earns up to 5%. If the Olympics had a travel card category, the would be standing on the podium. Top-up with fiat or crypto. Lower-tier cards earn less). Where Foris Asia Pte. The Plutus Account and Visa Card are issued by Contis Financial Services Ltd who are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (registered number 900025) and UAB Finansins paslaugos Contis" who are authorised by the Bank . Performance information may have changed since the time of publication. They do not mention this when signing up. This is Wirexs biggest weakness from my point of view. As an individual, you are entirely responsible for how you conduct your investments and manage your cryptocurrency interests. Earn 10% back, up to $50 each month in Expedia reimbursement credit for top-tier Obsidian cardholders only. A bug bounty program to reward people who find bugs in their system. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Cardholders who maintain their CRO Card Lockup will continue to enjoy the benefits associated with their card, but. What are the Benefits of Crypto Com? You may obtain access to such products and services on the Crypto.com App. This platform is strictly a mobile one which even makes it better because, in the age of the internet of things, mobility enhances the speed of business, interactivity, and engagement with customers. And in the mean time CRO is still going up I guess. 2. Unlike other traditional credit and debit cards, the Crypto.com card requires you to stake funds. Ultra sleek and durable composite metal cards. 467462 issued by the Australian Securities and Investments Commission and pursuant to a principal license from Visa Worldwide Pte Ltd. To assist you to decide whether to use our card services, our Crypto.com Visa Card Financial Services Guide (FSG) describes how we are remunerated, compensation arrangements, and how we handle any complaints you may have. 1. To assist crypto owners with accessing their assets quickly for real-world spending and go beyond just speculative trading or banking their funds, various types of crypto cards are popping up on the market. Log In Sign Up. Backed by popular card networks like Visa. Users have access to their assets all the time. Highly intuitive and familiar mobile app and desktop interface. Top up process and available methods for the Canada Crypto.com Visa Card, How do I upgrade my Crypto.com Visa Card? Do you mean even something like buying petrol for my car, might get the wirex visa card blocked? Apart from the card being issued from overseas why would a card issued by Crypto.com or Wirex get flagged? Feeless ATM withdrawals, in New Zealand and abroad. In a blog post published on Sunday, the platform revealed that effective June 1, it would cut down Cronos (CRO) rewards on card usage. Continue browsing in r/NZBitcoin Jerome Faury is CEO of Immersve. Priority access to research reports published by Crypto.com, Inheritance service i.e., assistance with estate handling related to Crypto.com assets, Top industry events access (with priority access for Obsidian cardholders) and priority customer service, Crypto Earn additional interest of 8% annually on fixed-term deposits (paid in CRO; not applicable to CRO deposits), Crypto Earn increased account limits of $2M for Obsidian and $1M for Icy White/Frosted Rose Gold; $0.5M for the remaining card tiers. For any issues with the crypto.com visa card, you may email us at: [emailprotected] or contact us at 65-6264-0211. Ive been using a CDC (crypto.com) card for over 6 months within NZ without issue. This means all up fees for using in NZ are ~1.1% using the best method for moving NZD onto card then spending in NZD. Does anyone on here have a Crypto.com visa card and use it in NZ? For example, if you have the Ruby Steel card which earns 2% CRO Rewards and you make a $1,000 purchase, you will receive $20-value CRO rewards back based on the purchase price on date of issue. Are you sure you want to rest your choices? Withdraw crypto to external address with a small, fixed fee Crypto from Crypto.com. Toni Perkins-Southam is a deputy editor for credit cards and travel rewards at Forbes Advisor. How To Find The Cheapest Travel Insurance, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, Best Credit Cards: Reviews, Rewards & Offers, Chase Sapphire Preferred Credit Card Review. This may or may not make the card worth it to youdue to the opportunity costs of keeping your crypto money tied up in the program. The way they work is simple. Disclaimer: BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. For cardholders in the UK & EU, it means that you can expect your card to arrive within 7-14 business days. Refer to our help article for further details on Fees and Limits. Disclaimer: All content in this guide is intended for educational purposes only and should not be interpreted as financial advice. We also may ask to see your drivers license or other documentation bearing your photo as verification of your identity. For more information, please see our The Crypto.com Visa Card* allows cardmembers to earn cash back in the form of CRO Rewards. If you're looking to earn miles to redeem towards occasional Cathay Pacific and partner flights, the is a solid choice. The difference was about 1.5%, which is quite high in my opinion - don't do this! Otherwise, I had 100% crypto card reliability for 6 months straight over my experience with living on crypto. (Brazil), Step-by-step process on how to upgrade your Brazil Crypto.com Visa Card, How to change the PIN for my Crypto.com Visa Card? (CRO & WRX). After researching and trialing both cards, Cryptocurrency NZ prefers Wirex due to its simplicity, ease of use, and reliability. Press question mark to learn the rest of the keyboard shortcuts. For cardholders in APAC, it means that you can expect your card to arrive within the next 9-18 business days. It is designed with accessibility at hand, allowing users to access and interact with Decentralised Apps (Dapps) on EVM chains, such as Ethereum, Binance Smart Chain (BSC), Arbitrum and Optimism, more easily. Crypto.com offers five prepaid Visa Cards. Please refer to Crypto.com Visa Card - Rewards for more details of the benefits for Crypto.com Visa cardholders. Tap the Activate My Card button 3. Id recommend choosing Crypto.coms card if you wish to receive as many benefits as possible for your spending. c. Submit & confirm your delivery address. Crypto.com may not offer certain products, features and/or services on the Crypto.com App in certain jurisdictions due to potential or actual regulatory restrictions. Choose from 21+ cryptocurrencies and stablecoins. Foris Asia Pte. (Canada), Information on the Apple Pay & Google Pay wallets configuration for Canada customers. I compared with google exchange rate and what showed up on crypto.com. Details on the proof of address can be found here. Cookie Notice When you spend with Wirex in-store, you also receive up to 1.5% cash back for all purchases in BTC. FOR CUSTOMER SERVICE CALL FORIS GFS BR LTD ON 0800 878 4083 INSTANT CUSTOMER SUPPORT CHAT AVAILABLE ON THE CRYPTO.COM APP, THIS CARD IS ISSUED BY FORIS GFS BR LTDA ACCORDING TO AN AUTHORIZED SIGNATURE VISA LICENSE. The staking requirement for the Crypto.com Visa Card* is fixed in U.S. dollars instead of CRO. Highlights of Serve include: free to use direct deposit, no monthly fees with over $500 in direct deposits and no cash withdrawal fees from over 30,000 MoneyPass ATMs. No annual fees. Vous pourriez tre tenu dacquitter les frais des guichets automatiques. LONDON - Nationwide Building Society and HSBC Holdings toughened limits on retail customers' access to crypto assets last week, becoming the latest British banks to impose curbs . On top of this, there are only an estimated 250 businesses directly accepting cryptocurrencies like Bitcoin and Ethereum as payment in New Zealand. They are giving me free spotify while I wait to get verified though. (EU & UK), Step-by-step process on how to upgrade your EU/UK Crypto.com Visa Card, Information on PSD2, strong customer authentication (SCA), and contactless transactions, How to change PIN for my Crypto.com Visa Card? Unlike the Crypto.com Visa Card*, Serve can be loaded with cash at various stores. : https://www.patreon.com/eddiemoon Get $25 when you sign up with this link! Feel free to ask any other questions you might have about using the card, I use it daily. Ltd. if Foris Asia Pte. High fees for credit or debit card transactions; Customer support limited to text chat only; Learn More On Crypto.com's Website. La marque Visa est une marque dpose de Visa International. This is largely because it has zero transaction or account maintenance fees. As of August 2022, the market value for CRO rewards is in the $0.13 to $0.14 range. Since you can also invest in Bitcoin (and other cryptos). Wirex is one of the worlds most popular crypto cards, serving over 3 million users in over 130 countries worldwide, including New Zealand. For those looking for an alternative to traditional banking but still wanting to stick with fiat currencies, the Serve card is a much better option. For cardholders in Canada, it means that you can expect your card to arrive within 7-14 business days. Refer to this article for information on the US Crypto.com Visa Card's Fees and Limits. Multi-product . Wirex is easily one of the best crypto cards in NZ. : https://crypto.com/app/529p7bqas2Referral code: 529p7. What are the reliable options for a crypto debit card in NZ, ideally without a long waiting list? Once again, for those wanting a way to use their traditional cash funds in electronic form, the Bluebird card can be a useful option, but if you are looking for something more rewarding, the Crypto.com Visa Card* will take the cake. All transactions are denominated in Canadian dollars. It is not intended to offer access to any of such products and services. See our full list of pros and cons below. Does anyone on here have a Crypto.com visa card and use it in NZ. Information on administrative charges, overseas transactions, and card limits, Detailed information on Crypto.com Visa Card Auto Top-up. The Crypto.com Visa Card allows you to spend your cryptocurrency in-store and online. How do you use Easycrypto to buy a coffee at the servo? For the week, the dollar is down 0.4% versus the yen, but any gain would preserve its win streak since mid-January. Crypto.com has announced that it has updated its Visa Card rewards programme, which has been active since 2018. No annual fees. It's accepted anywhere that Visa is normally accepted - which is more than 54 million outlets and ATMs around the world. Up until. Yes. NO LUNCH BREAK Dot Com does not endorse and is not responsible for, or liable for any content, accuracy, quality, advertising, products, or other materials on this page. 5. The issuers marketing makes the s details difficult to understand. I was fuming but I've made so much through the platform since that I'm all in and now upgraded to Icy. They provide 24/7 live customer support. In effect, the two highest levels are out of reach for most, which makes the advertised rate of up to 5% somewhat misleading. CRO rewards are earned on eligible purchases, and depending on which tier of card you hold, will earn a certain percent back. Toutes les oprations sont libelles en dollars canadiens. Crypto.coms card is definitely more advanced than Wirex supporting over 50+ coins while providing users with a range of cards that vary in benefits; depending on how much CRO (Crypto.coms native token) you stake. Crypto cards enhance your financial life in many ways. What Additional Details Should I Know About My Crypto.com Visa Card? (Canada), Step-by-step process on how to upgrade your Canada Crypto.com Visa Card, How to change the PIN for my Crypto.com Visa Card? Whereas with Crypto.com, youre required to stake CRO, even to order a card in the first place. The way they work is simple. The card's issued to NZ users are issued from Singapore. This, however, makes it more complicated to use and requires staking overheads if youre keen on top-tier benefits. The Crypto.com Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A Inc. Metropolitan Commercial Bank and Metropolitan are registered trademarks of Metropolitan Commercial Bank 2014. in accordance with Visa's license. How do I top up my Crypto.com Visa Card (APAC)? In this article you will find detailed information on the Spending Power feature, Below, you will learn more about what Spending Limit is and how you can use it, Learn more about how outstanding balance works and what is its purpose of use, Collateral Health and Loan-to-Value (LTV) percentage, In this article, more insight is provided on how to use Collateral Health and Loan-to-Value (LTV) percentage, In the article below, you will find all required information needed for you to learn all about liquidation and how you can use it, Frequently asked questions about Apple Pay, Google Pay and the Crypto.com Visa Card, How to Set Up Your Digital Wallet? The rewards sound a bit more harmonious if you already subscribe to Spotify because this level does get a Spotify rebate of up to $12.99 per month for six months. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The Crypto.com Visa Card is a prepaid card that you can top up using cryptocurrency or via a credit or debit card, and can then be used to make payment at any online or offline merchant in Singapore that accepts Visa. 2023 Forbes Media LLC. Cryptocurrency wallet and debit card provider Crypto.com has had halt its card services following regulatory action from the Financial Conduct Authority (FCA) June 26 2020. P.S. Update v1.2: Ready for the new staking tier changes. Please note that the availability of the products and services on the Crypto.com App is subject to jurisdictional limitations. One being prepaid gas station self service. Notice of USA PATRIOT Act: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. Decent range of currencies including Bitcoin, Ethereum, and stable coins such as DAI. The Crypto.com card (formally known as Monaco) is a highly popular pre-paid crypto debit card, best known for its durable composite metal cards, tiered cashback system, and rebate rewards. It's best to download our app, go through the onboarding process, select the Crypto.com card and choose to be notified by push notifications when the card is ready to ship. Enter cryptocurrency debit cards - the cards that let you spend Bitcoin and other crypto at almost any place in NZ where you can buy things with NZD. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. May 01, Launched in November , the top.shibanocoin.com Visa Cards have grown to be the world's most popular Visa Card program offering crypto rewards, . Crypto Debit Card NZ: What Are Your Options? Crypto.com Visa Card Fees and Limits (United Kingdom). La carte de dbit Visa de Crypto.com est mises par Digital Commerce Bank et offerte par Foris, Inc. Toutes les modalits, les tarifs applicables et les limites des transactions se trouvent dans la Convention du titulaire de la carte conclue avec la banque Digital Commerce Bank en vertu dune licence octroye par Visa International. You might be using an unsupported or outdated browser. Crypto.com may not offer certain products, features and/or services on the Crypto.com App in certain jurisdictions due to potential or actual regulatory restrictions. Incentives including free airport lounge access, Amazon Prime . Once you've downloaded the App and completed our KYC, navigate to the "Card" page" which is located at the bottom right corner of the app. Cookie Notice Mine took 7 months. La carte Visa Crypto.com est mise et promue par Foris MT Limited conformment sa licence de 'Visa Principal Issuing'. You can also store, exchange, and spend fiat currencies like USD, EURO, AUD as well as crypto. 1/7 @Kris_HK @cryptocom AMA summary (11-09-2019) . The card status will be updated in the App, once all of the above steps are completed and the card is being shipped. You can check the updated CRO lockup rates here. and our ESTE CARTO EMITIDO PELA FORIS GFS BR LTDA. Buy and sell 250+ cryptocurrencies with 20+ fiat currencies using bank transfers or your credit/debit card. (Australia, including New Zealand residents holding Australia-Issued Cards), Top up process and available methods for the Australia Crypto.com Visa Card, Virtual Card (Australia, including New Zealand residents holding Australia-Issued Cards), All frequently asked questions for Crypto.com Virtual Card AU (Including New Zealand residents holding AU-issued Cards), How do I upgrade my Crypto.com Visa Card? The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Issuing license. Following the transaction, CRO rewards are deposited to your account instantly. Crypterium, the innovative cryptocurrency platform recognized by KPMG as one of the Emerging 50 Rising Stars in Fintech has announced a partnership with Apple Pay.
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